Website Terms of Service

Introduction

Welcome to CardOpz.com, a marketing website operated by CARDOPZ LLC, a Delaware limited liability company. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions ("Terms of Service"). Please read these terms carefully. If you do not agree to these terms, you should not use this website.

Scope of Terms

These Terms of Service apply to all visitors, users, and others who access or use the CardOpz.com website. Please note that CardOpz.com is distinct from the CardOpz Platform, which is hosted on CardOpz.app. The CardOpz Platform is governed by a separate License Agreement, which supersedes these Terms of Service for clients who have entered into such an agreement.

Compliance with Laws

CardOpz.com is committed to complying with applicable laws and regulations, including but not limited to the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR). We ensure that any personal data collected through this website is handled in accordance with these regulations.

Use of the Website

Eligibility

You must be at least 18 years old to use this website. By using this website, you represent and warrant that you meet this age requirement.

Prohibited Uses

You agree not to use the website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the website or interfere with any other party's use and enjoyment of the website.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of CARDOPZ LLC or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without express written permission from CARDOPZ LLC.

Privacy Policy

Our Privacy Policy, which is incorporated into these Terms of Service by reference, explains how we collect, use, and protect your personal information. By using this website, you consent to the collection and use of your information as described in our Privacy Policy.

Third-Party Services

CardOpz.com may contain links to third-party websites or services that are not owned or controlled by CARDOPZ LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that CARDOPZ LLC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

Limitation of Liability

To the fullest extent permitted by law, CARDOPZ LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the website
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the website
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the website
• The defamatory, offensive, or illegal conduct of any third party

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms of Service will be brought exclusively in the federal or state courts located in San Diego, California, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Last Updated: January 1, 2025